Mortgage Payment Calculator
Estimate monthly mortgage payments and see how rate, amortization, and down payment changes affect your numbers.
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All Calculators
Free Canadian real estate and mortgage calculators to help you compare costs, payments, and buying scenarios.
Debt
Debt Consolidation Calculator
Compare your current debt payments to a mortgage-based consolidation option and estimate possible savings.
Ownership Costs
Homeownership Cost Calculator
Estimate the true monthly cost of owning a home, including mortgage, taxes, insurance, utilities, and more.
Rent vs Buy
Rent vs Buy Calculator
Compare renting and buying side by side, including monthly costs, ownership costs, rent increases, and long-term scenarios.
Compare
Dual Scenario Mortgage Calculator
Compare two mortgage scenarios side by side to see the payment difference clearly before making a decision.
Closing Costs
Closing Costs & Land Transfer Tax Calculator
Estimate land transfer tax and closing costs by province and city, including first-time homebuyer rebates.
Self-Employed
Bank Statement Income Calculator
Estimate qualifying income using bank deposits for self-employed and incorporated borrowers.
Private Lending
Private Mortgage Payment Calculator
Estimate interest-only payments for first and second position private mortgages with customizable rates.
Equity
Loan to Value and Equity Calculator
Calculate your property’s loan-to-value ratio and estimate available equity after existing mortgages.
Investing
Investment Property ROI Calculator
Analyze cash flow, cash-on-cash return, and long-term ROI for rental and investment properties.