Home > Calculators

All Calculators

Use these free Canadian real estate and mortgage calculators to plan your purchase, compare scenarios, and make confident decisions.

Mortgage

Mortgage Payment Calculator

Estimate your monthly mortgage payments, compare terms, and see how rate changes affect your budget.

Debt

Debt Consolidation Calculator

Compare your current monthly debt payments to a single consolidation loan and see potential savings.

Ownership Costs

Homeownership Cost Calculator

Estimate your true monthly cost of owning a home, including mortgage, taxes, insurance, utilities, and maintenance.

Self-Employed

Bank Statement Income Calculator

Roughly estimate qualifying income using bank statements for self-employed and incorporated borrowers.

Private Lending

Private Mortgage Payment Calculator

Estimate interest-only payments for 1st and 2nd position private mortgages with customizable rates.

Mortgage

Loan to Value and Equity Calculator

Calculate how much equity your property has after existing mortgages are deducted

Mortgage

Dual Scenario Mortgage Calculator

Compare and contrast different mortgage scenarios, terms and amortization side by side.

Real Estate Investing

Investment Property ROI

Analyze cash flow, cash-on-cash return, and long-term ROI. Compare two properties side by side.

Closing Costs

Closing Costs & Land Transfer Tax

Estimate land transfer tax and closing costs by province and city, including first-time homebuyer rebates.