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December 1, 2025 ·

Should You Refinance or Get a Second Mortgage to Pay Off Debt?

Canadians are carrying more debt than ever—credit cards, high-interest loans, lines of credit, car payments, and HELOCs that are nearly maxed out. When monthly payments start to feel unmanageable, two...

November 29, 2025 ·

Year-End Debt Consolidation Using a Private Mortgage: What Canadians Should Know

Every December, thousands of Canadians feel the financial pressure of the holidays — gifts, travel, gatherings, and rising living costs all land on top of existing debts. For many homeowners, this is...

November 25, 2025 ·

How Self-Employed Canadians Can Qualify for a Mortgage Without Traditional Income

If you’re a self-employed business owner in Canada, getting a mortgage through a traditional bank can feel impossible. You may earn strong revenue, yet your accountant prepares your taxes in a way that...

An image of the downtown Toronto skyline, with the CN tower in the centre of the picture with the words "how do private mortgages work in Ontario" overlaid on top of the image in Navy blue.

October 30, 2025 ·

How Does a Private Mortgage Work in Ontario?

How Do Private Mortgages Work in Ontario? If a big bank has ever said “no” to your mortgage application, don’t worry—you still have options. One of the most flexible and fastest solutions in Ontario...

House by a small bridge with the sun shining the background with the title private mortgage - and when does it make sense?

October 26, 2025 ·

What Is a Private Mortgage and When Does It Make Sense?

If a big bank turns you down for a mortgage, you still have options. A private mortgage can be a helpful solution when your situation doesn’t fit the bank’s rules. A private mortgage is a home loan from...